Metric Property Management provides a comprehensive plan of benefits to its employees.  Benefits include group insurance policies covering Medical, Dental, Vision, Life, Accidental Death and Dismemberment (AD&D), Long-Term Disability and an Employee Assistance Program.  Additional voluntary insurance plans include Life and Accidental Death and Dismemberment at selected amounts of coverage.

In most areas of the country, Metric offers a Medical HMO plan through CIGNA HealthCare. In areas not serviced by CIGNA, another HMO or PPO plan is offered. The benefits of an HMO include:

• No deductible
• No claim forms
• Expansive network of doctors
• Low co-pays and out of pocket expenses

We offer two types of dental coverage, a Dental HMO ("CDC") and a Dental PPO ("DPPO"), both through CIGNA

The CDC plan is an "in-network" plan in which you select your dentist from an extensive list of CDC dentists in your area. There are no annual deductibles to meet.  Most preventive dental and basis dental services are 100% covered.  Orthodontia is covered.

This DPPO plan has an annual deductible of $50 for individual coverage and $150 for family coverage.  This deductible is waived for preventive care.  The plan also pays 100% of reasonable and customary charges for preventive dental services, 80% of reasonable and customary charges for basic dental services, and 60% of reasonable and customary charges for major dental services.  Orthodontia is not covered.

You may choose to enroll in our Vision Service Plan (VSP). VSP is a nationwide network of optometrists and ophthalmologists. The plan works like a preferred provider organization and offers benefits whether you use doctors within the network or outside the network. The plan provides benefits for regular eye examinations, glasses or contact lenses and laser vision care.

We offer a variety of benefits designed to provide financial protection for you and your beneficiaries in the event you become disabled or die. These benefits, which include life and accidental death and dismemberment (AD&D) insurance Long-Term Disability, are fully paid by the company. In addition, you may purchase voluntary supplemental life and AD&D insurance for yourself and your dependents.

Our plan is a voluntary savings plan and is designed to provide you with the additional financial security of a retirement plan.  On the first of the month following 90 days of employment, employees who have worked a minimum of 250 hours are eligible to enroll. Employees may contribute as much as 16% of their earnings up to current federal limits.

On the first of the month following one year of employment and 1,000 hours worked, employees are eligible for a Company match of $1.00 for $1.00 up to 3% of base compensation and an additional $.50 on the dollar of salary deferral from 4-5%.

To help you resolve personal problems or difficulties you or a member of your family may experience from time to time, we offer an employee assistance plan or EAP. The EAP provides totally confidential consultation, assessment, treatment coordination and referral and follow-up services to help prevent your personal concerns from interfering with the quality of your life and work life. You can call the EAP's toll-free number at any time, 24-hours a day, 7-days a week.

An eligible dependent is defined as your lawful spouse, a qualified Domestic Partner, or any unmarried child of yours, or your Domestic Partner, less than 19 years of age, or, if a full-time student, 19 years but under 23 year of age.

Pre-Tax Option for Payment of Health Coverage Premiums:  If you choose to cover yourself and eligible dependents on any or all of the Company's health insurance plans, you will pay a portion of the cost.  You can pay these premiums one of two ways:  Through payroll deductions (paying on an after-tax basis) or by participation in a plan under which your salary is reduced by the amount of the premium costs pursuant to Section 125 of the IRS Code.  The salary reduction option effectively allows you to reduce your taxable income and pay your premium costs with pre-tax dollars.